A
ASHÉ
LEGACY BUILDERS™
— EIN Guide

How to Get an EIN in 10 Minutes

An EIN (Employer Identification Number) is a free federal tax ID the IRS issues to identify your business, similar to a Social Security Number for a person. It is required for any LLC, corporation, or partnership, and for anyone opening a business bank account or hiring employees. It matters because most business banking, payroll, and business credit applications will not proceed without one.

100% free from IRS10-minute applicationSame-day approval
By Jey Carrington, Founder, ASHÉ Legacy Builders

Quick answer

An EIN is a free federal tax ID issued by the IRS in minutes online; it is required for business banking, payroll, and most funding applications.

Do you actually need an EIN?

You need an EIN if any of the following are true:

  • You have an LLC, Corporation, or Partnership
  • You hire employees
  • You want to open a business bank account
  • You want to build business credit
  • You sell products and need a sales tax permit

How to get your EIN online (the free way)

The official IRS application takes about 10 minutes if you have your info ready.

1. Have your info ready

Your legal name, SSN or ITIN, business name, business address, and date your business started.

2. Go to irs.gov/EIN

Use the official IRS site. The application is open Mon–Fri, 7am–10pm ET.

3. Choose your entity type

LLC, Sole Proprietor, Corporation, etc. Be honest — this affects your tax filing.

4. Complete the application in one sitting

The IRS doesn't save your progress. Plan to finish in one go.

5. Download your EIN confirmation letter (CP 575)

You'll get this immediately — save it. You'll need it to open a bank account.

Want optional setup services?

Done-for-you technical setup is available as a separate service.

Submit Inquiry →

What if you don't have an SSN or ITIN?

Non-U.S. founders and immigrants can still get an EIN. You can't use the online application, but you can apply by fax or mail using Form SS-4.

  • Fax SS-4 to the IRS — typically takes 4 business days
  • Mail SS-4 — typically takes 4–5 weeks
  • International applicants can call the IRS at +1 267-941-1099

EIN vs SSN vs ITIN vs UEI vs D-U-N-S

New owners routinely confuse these five identifiers. They come from different issuers and do different jobs, and you may eventually need several of them.

EIN (Employer Identification Number)

Issued free by the IRS. Identifies your business for federal taxes, payroll, business banking, and vendor credit. Nine digits, formatted 12-3456789.

SSN (Social Security Number)

Issued by the Social Security Administration to you personally. A sole proprietor with no employees can legally use an SSN, but doing so exposes it on every W-9 and vendor form.

ITIN (Individual Taxpayer Identification Number)

Issued by the IRS to individuals who owe U.S. tax but aren't eligible for an SSN. It's a personal tax ID, not a business one — it does not replace an EIN.

UEI (Unique Entity ID)

Issued through SAM.gov. Required to apply for federal grants and federal contracts. It replaced the old DUNS requirement for federal registration.

D-U-N-S Number

Issued free by Dun & Bradstreet. Used by vendors and lenders to look up your business credit file — separate from anything the IRS or SAM.gov issues.

Want optional setup services?

Done-for-you technical setup is available as a separate service.

Submit Inquiry →

What you can do once you have an EIN

The EIN is the key that unlocks most of the operating infrastructure of a real business.

  • Open a business bank account and a business credit card in the entity's name
  • Hire employees and run payroll, including federal withholding deposits
  • File business tax returns and issue or receive 1099s and W-9s
  • Open net-30 vendor accounts that report to business credit bureaus
  • Apply for business licenses, permits, and a state sales tax permit
  • Register on SAM.gov for a UEI when pursuing federal grants or contracts
  • Keep your SSN off client and vendor paperwork

When you need a new EIN

An EIN generally stays with the business for life, but certain structural changes require a new one. The IRS publishes the full list under 'Do You Need a New EIN?'

  • You incorporate an existing sole proprietorship or partnership
  • A sole proprietorship becomes a partnership, or a partnership becomes a sole proprietorship
  • You buy or inherit an existing business and operate it as a sole proprietorship
  • Your business goes through bankruptcy proceedings as a new entity
  • You generally do NOT need a new EIN for a name change, an address change, or opening additional locations

Want optional setup services?

Done-for-you technical setup is available as a separate service.

Submit Inquiry →

How to recover a lost EIN

If you can't find your CP 575 confirmation letter, you don't need to reapply.

  • Check prior business tax returns — the EIN appears on the first page
  • Check your business bank account opening documents or old vendor applications
  • Call the IRS Business & Specialty Tax Line at 800-829-4933; an authorized person can request a replacement 147C letter
  • Never file a second application — duplicate EINs create filing problems that take months to unwind

Common EIN mistakes to avoid

Get this wrong and you'll have to start over.

  • Applying before forming your LLC (the IRS will reject if your entity isn't approved)
  • Using the wrong responsible party — must be the actual owner
  • Applying multiple times for the same business — pick one
  • Paying a third-party site for an EIN — it's always free from the IRS
  • Entering an entity type that doesn't match your state filing, which mismatches your tax obligations
— Keep Reading

Related Guides

— Resources

Recommended Resources

Tools and services we recommend for this stage of your business. Some are free; some are paid partners — we'll always tell you which.

Affiliate disclosure: Some links above are affiliate links. If you sign up through them, Ashé Legacy Builders may earn a small commission at no extra cost to you. We only recommend tools we believe genuinely help our community build. Pricing and features are accurate as of publication.

— FAQ

Frequently Asked Questions

Is getting an EIN really free?

+

Yes — directly from the IRS. Any site charging you for an EIN is reselling a free service. We only recommend paid EIN help when you don't have an SSN/ITIN.

How long does it take to get an EIN?

+

Online: instant. Fax: ~4 business days. Mail: 4–5 weeks. International phone applications: same day.

Can I get an EIN before forming my LLC?

+

Technically yes for sole props, but for an LLC you should form the LLC first so the IRS has a registered entity to issue the EIN to.

Can I use my EIN instead of my SSN?

+

Yes — for business bank accounts, vendor accounts, business credit applications, and W-9s for client work. This is one of the main reasons to form an LLC and get an EIN.

Should I DIY my EIN or pay someone?

+

DIY is free and takes 10 minutes with a U.S. SSN/ITIN — never pay a third party for a standard EIN. Paid help only makes sense for non-U.S. founders filing by fax or mail.

Am I eligible for an EIN without a U.S. address?

+

Yes. Non-U.S. founders can apply by fax or mail using Form SS-4 with a foreign address as the responsible party.

What's the difference between an EIN and a UEI number?

+

An EIN is an IRS tax ID used for banking, payroll, and tax filing. A UEI is issued through SAM.gov and is required specifically to apply for federal grants and contracts. Most federal applicants need both.

Do I need a new EIN if I change my business name?

+

No. A name change or address change doesn't require a new EIN — you notify the IRS in writing or on your next return. Changing entity type usually does require one.

How do I find my EIN if I lost it?

+

Check a prior business tax return or your bank account paperwork. If neither works, call the IRS Business & Specialty Tax Line at 800-829-4933 and request a 147C replacement letter.

— Newsletter

Get weekly business funding & startup tips

Join the Ashé Builders Brief — actionable tips on LLC setup, EINs, business credit, grants, and growth, sent every Sunday.

Free Side Hustle to Business Blueprint when you join.

One email a week. Unsubscribe anytime — we'll never sell your info.

About our expertise

Why you can trust this guidance

ASHÉ Legacy Builders is a Texas-based business education company serving first-generation entrepreneurs, Black-owned businesses, and small operators across the Dallas–Fort Worth area and nationwide.

Founder-led
Written and reviewed by Jey Carrington, founder of ASHÉ Legacy Builders, who built the company after navigating business formation, funding, and compliance without institutional help.
Operator experience
Guidance comes from running four ASHÉ companies — education, grant readiness, websites and branding, and startup setup — not from reselling generic advice.
Plain-language standard
Every guide is written for a first-time owner. No jargon, no gatekeeping, and no promises of guaranteed funding.
Published standards
We document how content is researched, reviewed, and corrected in our editorial standards and content policy.
— Disclaimer

This page explains general IRS procedures for obtaining an Employer Identification Number and is not legal or tax advice. IRS forms, hours, and requirements change — always confirm current details at IRS.gov or with a licensed tax professional.

Need help with your LLC + EIN setup?

We'll file your LLC and your EIN together — and set you up with a business bank account so you can start operating the right way.

Ready to Build Your Legacy?

Questions, partnerships, business ideas, or opportunities—let's connect.

Contact Me